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The long-run poverty and gender impacts of mobile money
Science, volume 354, issue 6317 (2016), pp. 1288-1292
"Mobile money, a service that allows monetary value to be stored on a mobile phone and sent to other users via text messages, has been adopted by the vast majority of Kenyan households. We estimate that access to the Kenyan mobile money system M-PESA increased per capita consumption levels and lifte
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Mobile Value-Added Services and the Economic Empowerment of Women: The Case of Usaha Wanita in Indonesia
Mobile Media & Communication, volume 3, issue 2 (2015), pp. 267-285
"Mobile value-added services (MVAS) represent a growing collaboration between the private sector and the development community. In this paper, we examine one such MVAS, the Nokia Usaha Wanita service running on the Nokia Life+ platform in Indonesia, and we assess its impact as an innovative means fo
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The Great Indian Phone Book: How the Cheap Cell Phone Changes Business, Politics, and Daily Life
Cambridge, Mass.: Harvard University Press (2013), xxxii, 293 pp.
"Over just a decade in India, the mobile phone was transformed from a rare, unwieldy instrument to a palm-sized staple that even poor fisherman can afford. Assa Doron and Robin Jeffrey investigate the social revolution ignited by what may be the most significant communications device in history and
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The Wanakonnect Pilot Project: Using Mobile Money to Create a Revenue System for Local Radio Stations in Kenya
Arcata, Calif.; Washington, DC: Internews (2012), 66 pp.
"The community radio stations participating in the pilot project offer special dedication and greeting programs that allow community members to send greetings to friends and family on air. The main objective of this pilot was to understand whether these generally underfunded radio stations could mon
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Information and Communications for Development: Maximizing Mobile
Washington, DC: World Bank (2012), xviii, 221 pp.
"Analyzes the growth and evolution of mobile telephony, including the rise of data-based services delivered to handheld devices through “apps” (applications) and other ways. Summarizing current thinking and seeking to inform the debate on the use of mobile phones to improve livelihoods, the repo
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Changing the Financial Landscape of Africa: An Unusual Story of Evidence-informed Innovation, Intentional Policy Influence and Private Sector Engagement
IDS Bulletin (Institute of Development Studies), volume 43, issue 5 (2012), pp. 84-90
"This article uses the Steven Framework to show the influence of research on the policies and practices of mobile money transfer and mobile phone-enabled payments in Africa. While it is a muchdiscussed subject, few people know the wider narrative by which products such as M-Pesa were intentionally c
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The Transformative Role of Mobile Financial Services and the Role of German Development Cooperation
Eschborn: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) (2011), 63 pp.
"This document presents a ‘’state-of-the-art’’ review of branchless banking. It examines existing trends, extracts insightful lessons from past experiences and articulates the main challenges ahead with regards to the transformative role of branchless banking. It is also designed to link dev
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China's Digital Generations 2.0: Digital Media and Commerce Go Mainstream
Boston, Mass.: Boston Consulting Group (2010), 31 pp.
Telefonía móvil y desarrollo financiero en América Latina
Madrid; Barcelona: Fundación Telefónica; Ariel (2009), xv, 148 pp.
Banking on Mobiles: Why, How, for Whom?
Washington, DC: Consultative Group to Assist the Poor (CGAP) (2008), 27 pp.
"This paper examines how banks can translate the potential of mobile phones into greater financial access for poor people. Although mobile phone operators have been able to use the mobile phone for mobile remittance and bill payment services in several countries, banks have had little success in usi
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